“I met a retired couple years back that had a pretty  comfortable nest egg.  Their tip was that they started a small deduction ($25/m) from their paychecks into a retirement account.   Every once in a while they would increase the limit.  This way it was moved out of their paychecks before it was ever missed.

“Something I have also incorporated into my savings plan was increase my auto savings every time I receive an increase in pay — once again before you notice it.   Make a point to set up auto deductions (even if small) and schedule yearly increases to those deductions — especially in your retirement accounts.”

I also have to give Michael the credit for the catchy title of this blog post.