My sister-in-law Julie shared that a simple telephone call to ask her insurance agent a question saved her about $125.

She is planning to rent a car for a trip and wondered if she should purchase the additional coverage offered by the rental agency. So Julie said she called her insurance agent and learned she didn’t need the additional coverage, which could have cost her $17 to $30 per day.

“It’s amazing what a little phone call can save you,” she said.

Same for asking a question in advance of making a purchase.